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PILIH PEMIMPIN YANG BANGUN DARI RAKYAT

Pesta politik calon pemimpin daerah hari-hari ini telah membahana. Slogan demi slogan telah banyak di udarakan. Rencana-rencana, misi dan visi, janji-janji, telah di kumandangkan. Mulai dari harga barang-barang di turunkan, fasilitas pendidikan di benahi, infrastruktur di galakkan, proyek-proyek masa depan di canangkan, hingga sogokan-sogokan kecil berupa uang, mie instan, sandang, papan, dan berbagai tetek bengek lainnya.

Bicara soal pemimpin, apalagi pemimpin yang bagus dan merakyat bagi kita seperti membicarakan sebuah negeri dongeng yang entah berantah dimana keberadaannya. Kita sudah terbiasa apalagi penulis juga telah bosan mendengar sumpah janji setia para pemimpin yang ingin menyejahterahkan rakyat, namun hasilnya hanya bisa dihitung dengan jari.

Menurut fersi penulis, pemimpin yang baik adalah pemimpin yang bangun dari rakyat. Pemimpin tersebut tidak banyak memikirkan apa yang harus di rencanakan untuk membangun rakyat madani, akan tetapi pemimpin tersebut langsung turun tangan mengatasi masalah-masalah yang sedang ada di masyarakat. Pemimpin tersebut secara reflek tidak banyak proses birokrasi, monetasi, dan siklus rapat merapat untuk menghasilkan sebuah keputusan. Apa gunanya seorang pemimpin diberi hak preogratif jika harus melalui proses rapat-merapat yang hasilnya nanti rakyat tetap melarat?

Fakta mengenai pemimpin yang bangun dari rakyat ini tentu hanya sebagian kecil atau bahkan nihil. Namun jika rakyat bersama-bersama membangun integritas untuk memunculkan pemimpin yang bangun dari rakyat penulis kira hasilnya akan baik. Kita sudah mengetahui baru-baru ini ada pemimpin yang benar-benar merakyat seperti yang di maksud oleh penulis.

Pemimpin yang merakyat tentu tidak bisa bekerja sendirian, dibutuhkan dukungan penuh dari rakyat untuk benar-benar membangun masyarakat madani. Masyarakat madani hanya akan tercipta apabila semua elemen-elemen sebuah bangsa bersatu padu mewujudkannya. Penulis kira semua orang pasti telah bosan mendengar dan merasakan program-program elite pemerintah. Tapi nyatanya rakyat mendulang kemelaratan, merasakan kepedihan dan meratapi nasib bangsa yang tidak kunjung stabil ini.

Kesempatan kali ini penulis ingin berbagi harapan, masa depan, keinginan dengan para pembaca untuk mewujudkan bangsa kita ini menjadi bangsa yang sehat akal, stabil kondisi, maju berkarakter, dan nantinya kita akan menikmati keadaan dimana bahagia dan canda tawa dapat kita rasakan di sekeliling kita. Majulah indonesiaku, majulah rakyatku.

Tulisan diatas hanya sebagai sharing untuk temen-temen semoga tulisan ini menjadi tonggak pemikiran bangsa kita untuk menjadi bangsa yang maju dan berkarakter. Hidup rakyat!

TIPS MENAIKKAN JUMLAH TRAFFIC PADA BLOG

tips menaikkan traffic blog ada beragam cara yang dapat kita lakukan. banyak konten SEO yang menyajikan cara menambahkan jumlah pengunjung ke blog yang kita kelola. ada beberapa cara yang sengaja penulis tulis untuk membantu rekan-rekan blogger untuk meningkatkan traffic pengunjung seperti di jelaskan di bawah ini;

pertama: teman-teman bisa menyajikan isu-isu yang lagi hot atau aktual seperti gosip selebritis, kontes bernyanyi, promo produk, dan banyak lagi yang lainnya.

kedua: kalian bisa melakukan promosi blog kalian ke beberapa web directory seperti yahoo, google, dan technorati. saya akan jelaskan cara mempromosikan blog kita ke web direktori technorati. langkah-langkahnya sebagai berikut;
1) klik http://www.technorati.com/account/signup atau bisa klik disini
2) pada isian member name isilah minimal 4 karakter
3) pada pilihan password isilah dengan minimal 6 karakter
4) berilah tanda cek pada pernyataan i agree
5) kemudian klik join
6) sekarang kalian sudah terdaftar di web direktori technorati.

Ketiga: tips ketiga ini kalian bisa mengadakan forum tanya jawab mengenai isu-isu terhangat dan ajak sebanyak-banyaknya pengunjung kamu untuk melakukan diskusi di forum tersebut.

sekian tulisan mengenai TIPS MENAIKKAN JUMLAH TRAFFIC, semoga bermanfaat!

RESEP MEMBUAT CAKE MENTEGA KURMA

Cara membuat cake mentega kurma adalah sebagai berikut;

Pertama siapkan bahan-bahan yang diperlukan kemudian ikutilah langkah-langkah yang dijelaskan dibawah ini, selamat mencoba!

Bahan:

• 200 gr gula pasir
• 200 gr mentega/margarine
• 5 btr telur
• 170 gr tepung terigu
• 15 gr susu bubuk
• 15 gr maizena
• 10 bh kurma, buang biji, potong kecil

Cara membuat:

1. Kocok mentega dan gula pasir dengan kecepatan tinggi sampai mengembang dan pucat, masukkan telur satu persatu sambil terus dikocok.
2. Kecilkan kecepatan mikser hingga terendah, masukkan secara bertahap, tepung terigu, susu bubuk dan maizena. Biarkan rata, matikan mikser.
3. Masukkan separoh bagian kurma kedalam adonan, aduk rata. Tuang adonan kedalam loyang bulat garis tengah 20cm, tinggi 7cm, ratakan. Taburi atasnya dengan sisa kurma.
4. Panggang dalam oven, suhu 180C selama lk. 45menit, hingga matang.
5. Sajikan dalam keadaan hangat.

read more: http://sport.news.viva.co.id/news/read/45791-cake_mentega_kurma

Insurance Strategy

First insurer / reinsurer prioritize competition in the company's size and the size of the capital. But in the last 10 years it began to widen competition at the level of knowledge, innovation and product strategy.

Creation of new values ​​in the insurance business began to unfold with the onset of the challenges of insurance consumers and insurance market development itself, among others:

Knowledge of the insured in the rapidly increasing risk management. They began to make calculations on the premiums they pay to the frequency and intensity (severity) of the risks they face. This awareness encourages the creation of contracts, insurance policies with large deductibles and lower premiums as well as the proliferation of captive insurance.

Insurance market increasingly saturated world, especially in America and Europe, along with the stagnation of the market development that has implications for the low level of the premium price. The level of insurance premiums in the United States since 1988 actually increased if taken into account for inflation in the same period. While Europe experienced market saturation due to high ownership of a life insurance policy per head and the number of insurance companies in the market (about 5000 companies for 18 western European countries).

Financial institutions such as pension funds, Insurance, Reinsurance, Investment Bank and Asset Management began to realize that in fact they compete in similar fields. Business characteristics of these institutions has been thinned, so that they appear as new competitors in the insurance business. This fact was used by the insured to hedge and transfer its risks with other forms of more innovative.

Three things above forcing companies engaged in the insurance business "gasped" to find new strategies in order to remain "survive".

The strategies include:

Mergers and acquisitions. Surely this is an old story in any business. But for the insurance industry, she became a phenomenon most evident at the end of the second millennium. General Re (reinsurance number 3 in the world and the largest in America) has acquired Cologne Re (German reinsurer) which is one of the largest acquisitions of this century. Then it's mergers insurance broker Marsh McLennan and Sedgwick recently showed that insurance brokers are also getting ready to face the challenges of future business. While Swiss Re is more careful with the acquisition of reinsurance companies in Europe and America who have capital are not too big but in the high frequency (Swiss Re reinsurance company acquired the world twice a year). Mergers and acquisitions this phenomenon to the fore because of the market saturation and increasing competition. In addition, it is done to stabilize the company and the loss portolio beneficial in increasing market share in an instant.

Improve the core competence of the divested business. Swiss Re sold its loss to the insurance company Allianz and acquired life reinsurance company in the UK.

Improve marketing efficiency. The purpose of this strategy is to get closer to services and relationships in the market. For example, with the use of the internet and call center (the latter being recognized by some insurance companies in Indonesia). Research Booz Allen & Hamilton in the UK proves that the Internet is the most inexpensive vehicle insurance marketing. Some of the world's major reinsurers have also use this medium as a way for the voluntary offer by filling out the form facultative asuradur offering on their homepage. In Indonesia it is still experiencing difficulties in its implementation given the absence of legal provisions regarding the use of the internet as a means of distribution.

Expansion into the Capital Market. Mid '90an characterized by the emergence of products derivation of the insurance business which was sold to the capital markets as catastrophic bonds in 1994 and was followed by a variety of bonds and other derivations to gain additional capital from investors. With products this derivation, the insurance company / reinsurance intermediaries to media accountabil-dependents only because of the fact that the risk is the investor. This investment strategy arising from intense competition and high combined ratio (loss ratio plus expense ratio management) anywhere in the world as well as the market began to weaken. As a result, profit from underwriting income is no longer expected as the spearhead of the insurance business as it did 10 years ago. Actually, the insurance business has experienced changes in its business focus as a result of the trend. Of business that only underwrite the risk and benefit from the business side to move underwritingnya to accumulate funds from the public and trying to profit by investing the premiums collected above. That causes asuradur / world class reinsurers are now starting to acquire investment bank.

Developments outside the insurance world so rapidly that would spur us to change the mindset to start a business in Indonesia in order to run faster to catch up with an emphasis on business knowledge and strategies. Especially if we want to survive in the arena of world free trade era. Think Globally, Act Locally.

REPRODUCTION

Has been written by: Jhon Frentin

students majoring in biology at the University of Muhammadiyah Malang

East Java, Indonesia

Why is reproduction?

One question about the living things that no exceptions are living things will die. Life is going to end in a way that is very diverse. An organism may be eaten, probably killed by the parasite, may also die of hunger, or perhaps perish because of natural events such as floods brought dead drifting, burning in lava, landslides. Only a handful of dead organisms because of advanced age.

Therefore, it is clear that life will eventually run out, unless the individual bar uterus being formed. There are two possibilities: the ingredients that are not living somehow becomes life itself; organisms or pieces may break away and become new creatures apart. The first possibility is known as "spontaneous generation" or " be themselves". The second possibility is known as reproductive or breeding.

Let's review the first possibility, is the spontaneous generation. We have seen the beginning of life on earth. Circumstances suggested by Oparin might actually happen in the hundreds of millions of years ago. But it is clear that condition does not occur in our time.

Nevertheless, many people believe that living things can arise from dead matter by way of "spontaneous generation". For example, some people think that a fly can occur from rotten meat; mice arise from ragged clothing; pinworms growing of coconut pulp.

Since the seventeenth century, when Francesco Redi (1626-1698), poet and expert knowledge of the nature, conduct research as described in Figure 16.1, biologists no longer believe in the spontaneous generation of organisms that big.

                                Source: biografiektum.blogspot.com

Figure 16.1

Redi experiment: (A) larvae develop in the meat is placed in a vessel. (B) another vessel covered with a cloth, and no larvae develop in the flesh. But there is a fabric cover on the eggs of flies and fly larvae evolved the egg.

Leeuwenhoek's discovery of microorganisms by itself revive attention to spontaneous generation through experiments Pasteur demonstrated that these organisms are also derived from other similar organisms. Culture is seen as the only way for the emergence of a new individual.

For species, breeding is the answer to the problem of death. For individuals, the death of open problems, and for the individual, it is not necessary breed. Therefore culture is a living process that is somewhat different from the processes of life are discussed in the fourth section. Breeding is not intended to defend the individual, but for the continuity of the species.

Various breeding

All organisms have the same basic life functions. But we have seen, that the organisms did exercise its functions in various ways, in accordance with diverse structures. Diversity in the structure and processes is also a characteristic of breeding. Breeding can take place in two very different ways in their influence on the continuity of the species, by breeding with breeding asexually or sexually.

Asexual propagation

Easier to describe the processes of asexual propagation, rather than making the limit. But we can say that if one or more new individuals coming from the other single individual, then the breeding process, with a few exceptions, is asexual.

Most organisms that reproduce asexually, can also reproduce sexually. But in sexually breeding Deuteromycota not known, and a few other groups are rare sexual breeding. Species that primarily rely on asexual propagation means it's close at the end of the evolution, because these organisms have little opportunity to make changes in order to face the changes in the environment.

Vegetative multiplication. Cassava farmers plant cassava stems cut up into parts that have "eyes". Eye in question is going to bud. After several days of planting, the buds will develop into branches with leaves. This growth is done by sucking food reserves stored in the pole pieces. Soon the roots grow from the base of the stem, and  after some time forming new plants.

Similarly the potato plant with tubers cut up potatoes into pieces that are large enough and have the "eye". Bred by planting pineapple tree buds that came under his. Everywhere sellers plants shredding branches of woody plants, planting earlier pieces in the wet sand, and acquire new plants.

Multicellular organisms capable to reshape the parts that date. This ability is called regeneration. This is one aspect of the growing process is common. We have the ability to regenerate our skin fragments were removed. In the cases discussed above, the regeneration progressed to an extreme degree: a small, separated from one individual can grow into a new individual who stands alone.

In plants, buds or branches may form roots. In contrast, the roots may grow stem piece. In either case, a new plant may ultimately formed. Many plants reproduce this way without human assistance. Some kind of Brophyllum forming buds at the edges of its leaves. The buds then took root, and grow into a new plant. (Figure 16.2) on several species of buds formed after the leaves broken from the stem, but in other species formed when the leaf buds are still attached to the stem.

Figure 16.2

Vegetative propagation in Bryophyllum. Small plants arising from the contours on the edge of the leaf.

Such buds are also formed by the Agave plant. Only, here the formation is not on the edges of the leaves, but the flowers themselves branching. In addition to the formation of buds which later released from the trunk. Agave forming a long slender branches, grow laterally penetrate the soil. A bit far from the mother plant this branch appear above ground. At, the end of the branch formed leaves and roots. Thus the newly established plants.

Breeding themselves with a long branch is also carried by water hyacinth plants that we get a lot of floating in the marshes or ponds. Breeding to the way we were talking about, everything is breeding vegetatively.

There are way too similar reproduction in animals, for example, we take the sea star (oyster predators). First regular oyster farmers chopping the arrest of starfish and threw it back into the water. But starfish has a large regenerating power. Every hand that still has a piece of the center, it grows into a new starfish. Oyster farmers had actually breed starfish.

But starfish do not reproduce by splitting themselves in separate pieces. Actually this way is rarely found in animals. As exceptions are some species of freshwater annelid worms, commonly breed in a way that just broke in two parts. The face then formed the rear, and the rear forming the front.

Cleavage. Breeding the single-celled organisms, such as diatomaceous, many green algae and most protists, often merely a single cell division. This division produces two offspring, but in the process loses its parent identity. This kind of culture is called fission. Breeding can occur by cleavage at a specific period in the life cycle of an organism other during breeding in other ways pula.tetapi turns out that there are always some organisms reproduce by fission.

Cleavage usually involves the process of mitosis, but there are exceptions to Cilliata, bacteria and blue ganggana. Previously people thought that the bacteria does not have an organized nucleus material. With electron microscopy now people can see that at least a structure similar to the nucleus. Investigation tentanf indirect descendants have shown, that each bacterium has only one chromosoma. In fact, the blue algae can not be demonstrated the existence of something resembling the nucleus.

Germination. In some protists, plants and animals, a puppy can grow from the body of an adult individual. While the puppy was enlarged, formed various parts resulting in a duplicate of the parent. Eventually these offspring may become detached from the parent and the individual who stands alone.

Breeding with spores. On breeding and vegetative bud formation, a new individual grows from penjuluran a structure or tissue under normal circumstances serve as a form nonreproduktif parent organism. Also on cleavage no special breeding structure: one cell that always serves as an individual, splitting it. But in most multicellular organisms (and also in some unicellular organisms), there are tools that special breed.

The kinds of breeding structure called (sporangium or spore box (Greek: spores = seed, angeion + = small container). Meaning of the word is actually misleading spores. Sporangium In many spores are formed, each consisting of a single cell with a thick wall. If ruptured sporangium, spores are very small spores that can be carried by wind or water to flow long distances, without damage. Due to the evaporation of water only a few, then these spores can live long survive in dry air. If the spores reached the place favorable, the spores had grown into a new organism. Though spore formation does not occur in animals, but the spores are very common plants in the world.